Certificates of Deposit

Certificates from First County FCU are for term investors who want to be sure their money is safe and still earn a competitive rate of return. With terms ranging from 6 months to 60 months and minimum balances of only $500, it is easy to find the certificate in Muncie that makes the most sense for you.

Our current Certificate of Deposit rates are:

  • Term                    Rate                      APY                      

    6 months          2.90%                   2.94%

    12 months         3.10%                   3.14%

    18 months         3.15%                   3.20%

    24 months         3.20%                   3.25%

    36 months         3.30%                   3.35%

    48 months         3.35%                  3.40%

    60 months         3.45%                  3.51%

Rates are subject to change without notice. Check back often!

Money Market Accounts

First County FCU offers a Money Market Account for the savvy investor who wants to earn more on their deposits compared to a regular savings account but with more flexibility than a Certificate of Deposit:

  • Minimum balance of $2,500
  • Up to 3 withdrawals permitted each month
  • Federally insured just like a savings account or CD

Get safety, earnings and flexibility with a Money Market Account from First County Federal Credit Union. Click here to ask about our current Money Market Account rates.